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Directors & Officers

At CLA (Risk Solutions) Ltd, we can provide a Directors & Officers Insurance package that has been developed for senior personnel, management or staff of profitable, private limited companies. Designed to cope with the complex legislative and regulatory world in which we operate.

Details

Our policy benefits include:
  • Directors & Officers Liability & Entity Coverage                           
  • Employment Practices Liability                                                                
  • Protection against the Directors personal assets following action or decisions made by the Director on behalf of the company
Directors Legal obligations include:
  • Companies Act
  • Consumer Protection
  • Data Protection
  • Environment Protection
  • Health & Safety at work
  • Insolvency Act
  • Racial Discrimination
  • Sex Discrimination
  • Trade Description
Claims may arise from the following:
  • Breach of Authority
  • Breach of Contract
  • Breach of Duty
  • Breach of Trading Standards
  • Breach of Trust
  • Conflicts of Interest
  • Corporate Manslaughter
  • Imprudent Investment Decisions
  • Libel and Slander
  • Negligence, error or omission
  • Negligent supervision
  • Plain error of judgment
  • Unauthorised payment
  • Wrongful trading
This cover provides indemnity for legal costs involved in responding to an action and for any awards that may be imposed.
 
The Entity coverage extends to cover the company or organisation itself which sometimes bears the brunt of any awards
 
The Employment Practices Liability Cover provides additional cover for action taken by employees in respect of an alleged employment practice, however, this extension covers the whole company or organisation on the same basis as the Directors & Officers cover (which only covers the individuals).
 
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D&O