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Care Homes Insurance

Let us protect you whilst you care for others. Our Care Home insurance policy can be tailored to meet the needs of your care home or nursing home, offering cover for contents and money, business interruption, employer’s liability and dedicated 24/7 and stress helplines.


Our policy benefits include:

Buildings & Contents 

Covers a range of insured events such as fire, theft, malicious damage, storm, escape of water and impact.

Loss of Gross Revenue/Gross and Increased Cost of Working

Extends to include loss due to or caused by vermin, contagious or infectious illness, food or drink poisioning, pollution, failure of public supplies and denial of access.

Employers and Public Liability

Extends to include treatment risk only in the respect of malpractice.

Legal Expenses

Costs, expenses reasonably incurred for which you may be made liable for by an order of the court.

Book Debts

Covers your inability to collect outstanding debts following damage to your business records.

Theft By Employee

Cover is provided in respect of any loss of money or goods caused by any act of theft.
Money including personal accident assault benefits.


Covers your goods whilst being transported in any vehicle in connection with the business for all risks.

Deterioration of Stock

Provides replacement of stock lost as a result of breakdown of/or damage to freezers, fridgeration and cold rooms.

Loss of Registration

Covers compensation for the depreciation in the value of the premises or reduction in turnover following forfeiture of your registration certificate as a result of circumstances beyond your control.


Statutory and other inspections on selected items of machinery and plant.