Care Homes Insurance
Our policy benefits include:
Buildings & Contents
Covers a range of insured events such as fire, theft, malicious damage, storm, escape of water and impact.
Loss of Gross Revenue/Gross and Increased Cost of Working
Extends to include loss due to or caused by vermin, contagious or infectious illness, food or drink poisioning, pollution, failure of public supplies and denial of access.
Employers and Public Liability
Extends to include treatment risk only in the respect of malpractice.
Costs, expenses reasonably incurred for which you may be made liable for by an order of the court.
Covers your inability to collect outstanding debts following damage to your business records.
Theft By Employee
Cover is provided in respect of any loss of money or goods caused by any act of theft.
Money including personal accident assault benefits.
Covers your goods whilst being transported in any vehicle in connection with the business for all risks.
Deterioration of Stock
Provides replacement of stock lost as a result of breakdown of/or damage to freezers, fridgeration and cold rooms.
Loss of Registration
Covers compensation for the depreciation in the value of the premises or reduction in turnover following forfeiture of your registration certificate as a result of circumstances beyond your control.
Statutory and other inspections on selected items of machinery and plant.