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Golf Clubs and Courses

We are fully aware that each Golf Club requires a tailor-made policy designed for its own specific needs. Our policy is suitable for all Club types and is easy to understand and provides a level of cover unrivalled in the marketplace.


Our policy provides a flexible package arrangement providing ‘'All Risks'' on the Buildings, Contents and other Specified Property as well as the following additional covers;
  • Liability Cover extends automatically to indemnify all Members, Visitors, Guests & Green Fee players out on the course
  • A Day One Uplift and Capital Additions Clause is included to guard against underinsurance
  • Unlimited Cover is provided in respect of Members, Visitors and Employee Personal Effects
  • Golf Course Cover applies to ALL playable surfaces with no limit per hole or green
  • Cups & Trophies are automatically covered anywhere in the UK
  • Subscription Indemnity Cover is provided automatically up to £500,000 per annum
  • Road Traffic Act Cover included for all self-propelled vehicles
  • Directors & Officers Liability Cover provided with a standard £250,000 limit and incorporating Employment Practice Liability Cover and Entity Indemnity
  • Legal Expenses Cover up to £100,000 with a 24hr Helpline facility
  • Compulsory Course Alterations Cover up to £50,000
  • Employee Dishonesty Cover up to £100,000
  • Hole in One Cover included up to £500 per annum
  • Golf Ball Impact Cover carries a Nil Policy Excess for all claims below £350
  • Worldwide Members Liability Cover up to £5,000,000
  • Free access to our Health and Safety Programme
  • A Dedicated Loss Adjusting Service
  • An Emergency Helpline 24 hours a day
  • A 24 Hour Legal, Medical and Tax Helpline
Additional covers that can be added include;
  • Personal Liability Indemnity Cover available
  • Engineering Inspection and Breakdown cover
  • Terrorism cover
  • Risk Management and Security Advice
For more information visit our dedicated Golf Insurance website or call Nick Clifford on 0121 321 4607 or 07855 545742.