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Commercial Property

If you own a commercial property that is being used for offices, as a shop or a house that is for let then our Commercial Property insurance policy is designed for you. From loss of rental income to property owner’s liability you can be rest assured that your property portfolio is safe even if it is unoccupied providing you with complete peace of mind. 


We’ve got all the standard covers you’d expect but here’s where our covers excel:
  • Wide acceptance criteria
  • Multiple location
Enhanced cover automatically included
  • Replacement locks - £2,500
  • Property owner’s liability - £5 million
  • Eviction of squatters in residential properties
  •  Loss of rent for commercial properties flexible between 5% and 100% of buildings insured
  • Loss of rent for residential properties at 25% of buildings sum insured with option to increase.
  • Re-letting costs
  • Legal expenses - £100,000 limit
  • Trace and access - £25,000
  • Landscape garden damage - £25,000
Optional covers include
  • Theft of fabric of the building
  • Legal expenses for contract disputes, debt recovery and lease disputes
  • Equipment breakdown cover